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NonQm Financing- Vacation Home Rentals & Small Balance Commercial

At NonQme, we offer customized financing solutions for independent real estate investors. Our asset-based mortgage programs and DSCR (Debt Service Coverage Ratio) financing programs are designed to meet the unique needs of our clients. We understand the challenges faced by real estate investors and aim to provide them with flexible and efficient financing options.

MULTI- FAMILY

VACATION HOMES

Flexible investment mortgage solutions for extraordinary investors.

Short Term & Long Term Rental Financing.

SMALL BALANCE COMMERCIAL

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Easy online process with approval
and rate quote in minutes.

Personalized attention from start to finish. Our team assigns you a dedicated loan consultant who will guide you through the process, and a personal loan closing processor who will ensure a smooth and efficient closing. Experience the difference of individualized support with NonQme.

Fast closings in 10-25 days.
Full 30-year terms, no balloons
Streamlined qualification process emphasizing property level cash flow
No tax returns required
Up to LTV 80% for purchase & 75% LTV for cash refinancing
Simple haggle free closings (Because No Income Or Tax Returns to verify)
Protect your identity and other assets by borrowing in corporate entity LLC.

How can we help?

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Apply to get your deal approved today

1-4 Family Air BnB Rental Loan

Loan Amount: $100K to $3M
Collateral: 1-4 Family, Condos, Townhomes, Short Term Rentals
Fixed Option: 30 Year Fixed
Interest Only Options: 5/7/10 ARM + Amortization
Rate: Starting at 6.99%
Max Purchase LTV: 85%
Max Cash Out: 75%
DSCR: 1.25%
Credit Score: 650 Minimum

TERM LOAN (30 YEAR)

Mixed-Use Rental Loan

Loan Amount: $250K to $3M
Max Units: 8 Units (51%+ Residential)
Fixed Rate Option: 30 Year Fixed
Interest Only Options: 5/7/10 ARM + Amortization
Rate: Starting at 8.99% MU
Max Purchase LTV: 75%
Max Cash Out: 70%
DSCR: 1.25%
Credit Score: 660 Minimum

TERM LOAN (30 YEAR)

Multifamily AirBnBit Loan

Loan Amount: $250K to $5M
Max Units: 200
Fixed Rate Option: 30 Year Fixed
Interest Only Options: 5/7/10 ARM + Amortization
Rate: Starting at 6.5%
Max Purchase LTV: 80%
Max Cash Out: 70%
DSCR: 1.25%
Credit Score: 650 Minimum

TERM LOAN (30 YEAR)

TERM LOAN (30 YEAR)

AirBnBit Blanket & Portfolio Rental Loan

Loan Amount: $150K to $3M
Collateral: 1-4 Family, Condos, Townhomes (Min property value $75K)
Fixed Rate Option: 30 Year Fixed
Interest Only Options: 5/7/10 ARM + Amortization
Rate: Starting at 5.5%
Max Purchase LTV: 75%
Cash Out: Up to 75%
DSCR: 1.25
Seasoning: 6 Months
Credit Score: 650 Minimum

CONTACT US

Have questions, chat with us here?

You will never miss a post, falling interest rates. I'll also let you know about new NonQm Investor programs as the non-conventional loan grows in popularity. Things were working on and give other interesting updates about our exclusive Investor 100% Financing structure.

Close Deals Quickly | Speak to a Local Advisor | Low Rates & Fees

Rental Loans built for Landlords

Great Rates. Fast Closings.

We Only focus on Real Estate Investors loans – It’s all we do